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Representative APR: 79.5 % (fixed)

Here's an example to illustrate: Representative APR of 79.5% (fixed). Here's an example to illustrate: If you borrow £1000 for 12 months, your monthly payment will be £123.40. The total amount repayable will be £1480.80, including £480.80 in interest. The interest rate is 79.5% (fixed). Interest rates range from 11.8% APR to 1721% APR. You can request a quote without any obligation. The APR you receive will depend on your personal circumstances. Our loans are available for amounts between £100 and £5000, with terms ranging from 3 months to 36 months

Credit Score Impact Tool

Think of your credit score as a report card on your past borrowing behavior. Things like late payments, using payday loans, or frequently opening short-term credit accounts can negatively impact this score. This tool is designed to help you understand how different financial choices might influence your credit rating. Keep in mind that this is just for informational purposes and doesn't provide your real credit score or function as a credit check. It's simply a learning resource!

💳 Credit Score Impact Tool (UK)

See how missed payments or payday loans might affect your score. This is for education only – not a real credit check.

📊 Score Gauge:
Disclaimer: This tool is for educational purposes only. It does not provide a real credit score. The actual impact depends on your full history and lender policies.