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As shown on your ID, No Short names are allowed
As shown on your ID, No Short names are allowed
Next pay date must be within 60 days

1294.1% APR Representative Example: Borrow: £300 for 90 days Interest: £144.06 Total to repay: £444.06 Repay in 3 instalments of £148.02 each. Annual interest 274% (variable). Representative 1294.1% APR.

Wageme.com is rated 4.60 stars by Trustpilot in the last 12 months. Based on 452 merchant reviews.

Loan Criteria

  • 18 years or older
  • Have a valid UK bank account
  • Regular monthly income at least £600
  • Have a valid email address

Why us?

  • Apply for Payday Loans online between £50 to £5,000
  • Loan term from 1 to 18+ months
  • No application fee
  • Simple, flexible and straight forward
  • Available to good or bad credit customers

Affordable & Responsible Lending

  • Smart & Affordable Payday Loans between £50 to £5,000
  • We are equipped with up date, advanced technology in order to help us gain an insight into your financial situation
  • We can advise on which loan and term is the most suitable
  • Realistic and affordable repayment options available
  • Bad Credit Payday loans can be facilitated here.

Clear, Honest & Fair

We have been helping people for over 5 years. We do not hide any of our charges and direct lenders and broker with no broker fees, no fax. We explain every detail of your loan, so that you are comfortable in repaying your loan back.

Direct Payday Loan Lenders

Our short-term loans will help family emergencies or just unforseen circumstances, such as Washing machine break downs or just car repairs. We will determine, by way of a credit check, if you are eligible for a payday loan from Wageme.com or other direct lenders on our panel.

Data & Flexibility

We found that high street lenders or banks, are not for everyone. They may not offer loans that suit your financial situation or credit score for the short term needed. This is where WageMe steps in, to help you in get out of any difficulties you may face.

  • Smart Affordable short-term loans between £50 to £5,000
  • We are equipped with up advance technology to help us gain an insight of your financial situation and fast service delivery.
  • We will advise on which loan and term is most suitable
  • Realistic repayment options

We consider all types of credits, good or bad credit history or bad credit rating. Bad credit history does effect your application in other high street insituations with mainly bigger products, such as personal loans, overdrafts, credit cards, etc. Here, direct lenders take into account your current loans you may have and most importantly, affordability.

Struggling with your payday loan repayments?
If you are unable to make the loan repayment of your loan please call us. If you don’t make us aware of your financial circumstances and you miss a payment or default on your loan, you may incur additional charges. If you default on your loan this could also have a negative impact on your credit score, which could make it more difficult for you to borrow in the future. There are a number of things you can do for yourself, or with our help if you’re falling behind on your repayments:

You can see what repayments you’ve missed and what repayments are still due by logging into your personal login area.
You can catch up on part (however small) or all of your missed repayments online using your debit card
Give us a call on 02079930742 to tell us about your circumstances and set up a new, affordable, repayment plan
If at any time you want free, independent financial advice there are a number of organisations that can help you. We’ve listed them below.

Free Debt Advice

Debt advice and assistance can be obtained free of charge from several organisations including:

• National Debtline – phone 0808 808 4000 – visit www.nationaldebtline.org 


• StepChange Debt Charity – phone 0800 138 1111 – visit www.stepchange.org 


• Citizens Advice – visit www.citizensadvice.org.uk 


• Direct Legal Service – visit www.clsdirect.org.uk 


• Money Advice Service – phone 0300 500 5000 – visit www.moneyadviceservice.org.uk

1294.1% APR Representative Example: Borrow: £300 for 90 days Interest: £144.06 Total to repay: £444.06 Repay in 3 instalments of £148.02 each. Annual interest 274% (variable). Representative 1294.1% APR.

Most customers get the cash deposited into their bank account on the very same day but some banks may take 24-48 hours to clear the funds.

When you take our a loan with any financial company who are regulated by the FCA, you are bounded by its terms of their contracts that you would have signed before the cash advance was released into your bank. Therefore, are you will be in contract, the repayment of the loan must be fulfilled by the end of the loan term.

If you can't pay your loan off as agreed in terms of your loan agreement, lenders can help you. Various options may be available to you such as freezing charges, holding off collecting your repayment, payment plans. If at any time you want free, independent financial advice several organisations can help you. We’ve listed them below.

Free Debt Advice

Debt advice and assistance can be obtained free of charge from several organisations including:

• National Debtline – phone 0808 808 4000 – visit www.nationaldebtline.org

• StepChange Debt Charity – phone 0800 138 1111 – visit www.stepchange.org

• Citizens Advice – visit www.citizensadvice.org.uk

• Direct Legal Service – visit www.clsdirect.org.uk

• Money Advice Service – phone 0300 500 5000 – visit www.moneyadviceservice.org.uk

We will not automatically reject your application due to a poor credit history. We consider every application on its own particular merits, taking into account all relevant factors; these factors will include the potential borrower's credit history, along with their employment history and other circumstances.

Installment loans are cash advances which are financially regulated by the FCA. These are loans that can be repaid over a term of more than 1 month as opposed to a single one-time repayment. Terms can vary but usually limited between 2 to 12 months and the loan amount can be from as little as £100 to £5,000. Usually, it is better to pay in sizable chunks rather than a single one. Interest rates may vary based on the loan amounts and also the loan term.

Payday loans are used for short-term advance of cash into your bank the very same day or after. They are mini short term loans that can help you in tight / emergency situations.

We need your name and current address, what you do for a living, some details about your income, your bank details, your email address and a contact phone number. That's it!

An unsecured loan is a cash advance into your bank without it being secured against an asset. Mortgages, hire purchases are secured loans. Payday loans are not secured in anyway. This means that you fail to make payments towards your unsecured loan such as a payday loan, you would not have to worry about your assets being taken away.

18 years or older, have a valid UK bank account, regular monthly income at least £600 and have a valid email address

No, borrowing from us won't affect your credit rating unless you fail to repay on the agreed due date. All we ask is that you repay your loan on time.

Let WageMe.com take you direct to short-term payday lenders with a flexible term.

Wageme.com Loans can begin from as little as £50 right up to £5,000. Payday loans can be for a period from 6 up to 35 days. They are designed for customers with emergency needs. Payday loans are used to help you get through to your next pay date, and are due in full on the pay date and repaid automatically by way of direct debit.

Reasons for Choosing WageMe for a Payday Loan

Applications for loans are done online, and can be completed in under 4 minutes. When a customer's application has been accepted, money can be in their account on the same day that the loan has been approved, if their bank accepts faster payments and at lenders discretion.

We have been helping people for over 5 years. We are a direct lender and broker with connected direct lenders trading in the UK. Our short-term loans are regulated by the FCA and we have our full FCA license. With Wageme.com, it's now possible to obtain Payday Loans. These will allow you to help family emergencies or just unforseen circumstances, such as the Washing machine breaking down or just the the car giving you bother again. We will determine, by way of a credit check, if you are eligible for a payday loan from Wageme.com.

Payday Loans are for those who are in need of an advance in cash for a short term period. These emergency cash loans are here and provided by us to ensure consumers who are in need of emergency cash, gets the cash loan they need to come out of any urgent situations they may be in. At Wageme, we will advance you any emergency advance cash into your UK bank when needed providing you meet our lending criteria.