Short term finance made simple, Start here

Borrow £50.00

Sameday transfer of your loan into your bank account † Existing customers may borrow up to £750, depending on your current Affordability rating. based on loan history.

How much do you want?

Max £750

Loan: £50 + Interest & fees £19.50 = Total to repay £69.50 on your payday

Representative 3963.75% APR

*See representative example

APR is not the same as actual interest charged find out more

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

† Optional faster payments cost £15 which will be deducted from the loan amount before transfer.
Check with your bank if they accept Faster Payments; some banks may take up to 5 working days to clear the funds for your payday loans. For new customers, applications must be received by 15:30 and completed by 17:00. All loans are subject to final checks.

Example APR

Amount borrowed £275 borrowed for 30 days. Annual interest rate of 348% (fixed).

Total amount repayable by one repayment is £354.75. 3963.75% APR Representative.

We charge £19.50 for every £50 borrowed for new payday loans. It is even possible to get money on the same day that you apply if you use the faster payments option†

Implications of Non-Payment

If you fail to pay back the required amount then you may be charged additional interest or late fees. We adhere to and follow all applicable collection laws and guidance. If you miss a loan payment, there are late fees which will be added to the outstanding balance. You will be required to pay further interest on the amount already owed thereafter. We may initiate collection procedures and your credit score may be adversely affected if your payment obligations are not met. We may place your debt with a debt collections agency who may take any collections actions allowed by law.

Collections Process

WageMe.com is a direct lender and complies with and is regulated by the Consumer Credit Act 1974. Wageme.com's consumer credit activities are licensed by the OFT, under consumer credit licence number 652040 Wageme.com is registered with the Information Commissioner’s Office under the Data Protection Act 1998, with Data Protection Register Number Z3285670. We will utilise the Continuous Payment Authority to continue to attempt payment from your debit card consistently according with the powers in the credit agreement you have signed online. Our collection practice abide by the OFT debt collection guidance and rules. Collection Dept may contact you via telephone, SMS, Email and by letter;

Renewal Policy

If you would like to renew your loan, our minimum payment is the interest that is due and there are no other fees associated when renewing your loan. Once you opt to renew, we will automatically charge your debit card. If you wish to renew your loan, you should contact us in advance. We give a 5 Days Grace period which is an interest free and free of charges period where you have time to renew your loan

Reasons for Choosing Wageme.com for a Pay Day Loan

With Wageme.com, it's now possible to obtain Payday Loans. These will allow you to help family emergencies or just unforseen circumstances, such as the Washing machine breaking down or just the the car giving you bother again. We will determine, by way of a credit check, if you are eligible for a payday loan from Wageme.com.

Wageme.com Pay Day Loans can begin from as little as £20 right up to £750. The Pay loans can be for any period up to 30 days. They are designed for customers with emergency needs. Normally they are borrowed up to the customer's next pay date, and are due in full on the pay date and repaid automatically by way of direct debit.

Applications for loans are done online, and can be completed in under 6 minutes. When a customer's application has been accepted, money can be in their account on the same day that the loan has been approved, if their bank accepts faster payments and they chose to pay a £15 optional transfer fee.

A Very Secure Site

Wageme.com utilizes the best encryption technology to available to ensure that its customers experience and data is safe.

We Value Your Time

The application is designed to be fast and to make the process as easy as possible.

No Nuisance Calls for any Pay Day Loans

Cold calling is a no-no as far as Wageme.com are concerned. The only time that a customer will ever be called by phone is when their identity needs to be verified, or if they fail to repay on time.


Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Wageme.com does use cookies on its site to help you, the customer, by saving preferences and keeping information. If you use our site this constitutes your agreement.

Wageme.com is a trading name of Wageme.com Ltd. Copyright © 2014 Wageme.com. Registered in England and Wales. Registered Number: 8093563.

Wageme.com

Registered Address: 55 Old Broad Street, EC2M 1RX, London, United Kingdom

Tel: 0207 993 0742 Fax: 0207 681 1681 E-mail: getintouch@wageme.com

Wageme.com is authorised and regulated by the Financial Conduct Authority (Consumer Credit Licence number 652040).
Wageme.com is registered with the Information Commissioner’s Office under the Data Protection Act 1998, with Data Protection Register Number Z3285670.

Authorisation can be checked on the Financial Service Register at www.fca.org.uk FCA Interim Permission No: 652040

We will only lend to customers who are over the age of 18 years old. As a responsible lender, all loans are subject to your financial status.

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