At WageMe we are committed to giving you a personalised service that meets your needs. We know that you care about how your information is used and shared and we believe in protecting and respecting your personal data. This notice describes our privacy policy and how your data is used and secured.

Who are we?

We are WageMe (registered company number 08093563), our registered address is .

WageMe is an affiliate partner of Nouveau Finance Limited and is entered on the Financial Services Register under reference number 673281.

Your application is being processed by Nouveau Finance Limited.

Nouveau Finance are an FCA regulated and licensed credit broker. FCA License – 727348 Data protection License – Z3624187 They are a data controller and are responsible for the information we collect from you.

How do Nouveau Finance collect information from you?

Nouveau Finance collect Personal Data from you:

What type of information is collected from you?

Nouveau Finance collect your information that you share with them when you submit an application form on our website.

You can view our application form and the information they collect at – https://www.wageme.com/payday-loans-uk-apply.php

In addition to this Nouveau Finance collect technical information such as IP address, device, source of application and time zone.

It is your responsibility to ensure the accuracy of the information you provide, failure to do so may impact the service provided.

What is Nouveau Finance’s lawful basis for collecting this data and why do we need this?

In order for Nouveau Finance to process your application and provide a service they have to have a lawful basis to do so, Nouveau Finance rely on the below –

How is your information used?

WageMe use the information that you provide so that–

Nouveau Finance use the information that you provide so that–

Do you record calls or emails?

No, WageMe and Nouveau Finance do not record calls. WageMe and Nouveau Finance Emails are retained for a short period of time and then destroyed in accordance with their Data Retention Policy.

Who has access to your information and who do Nouveau Finance share it with?

Third parties Nouveau Finance share your data with –

For the purpose of Debt Solutions Advice, Nouveau Finance may pass your data to:

Fortis Insolvency Limited (09870591) Debt Solvo Limited (14030019)

Fortis Insolvency/Debt Solvo: specialise in providing and administering Individual Voluntary Arrangement (“IVA”) solutions to individuals based in England, Wales and Northern Ireland. We do not administer Debt Management Plans, Debt Relief Orders, or any other debt solutions. They only provide advice after completing or receiving an initial fact find where the individual(s) concerned meets the criteria for an IVA, therefore, all advice is given in reasonable contemplation of an insolvency appointment.

To qualify for debt write off in an IVA with Fortis Insolvency, you must have a minimum of £5800 of qualifying unsecured debt owed to two or more creditors.

For a detailed list of these third parties you can write to Nouveau Finance at customers@nouveaufinance.co.uk You have a legal right to object to your data being shared with third parties.

How safe is my data?

Nouveau Finance carry out comprehensive due-diligence on each party that they work with to ensure your personal data is secure and that the communication you receive is relevant to your needs.

Your Personal Data will not be disclosed to any third party except in accordance with this Privacy Policy. Any third party Nouveau Finance share your data with must ensure they provide the necessary assurances that they meet and maintain the same level of high standards Nouveau Finance provide in security and privacy.

Nouveau Finance invest heavily in data security so you should be assured that your data is safe.

Data fees

We are an affiliate partner of Nouveau Finance Limited. Nouveau Finance are a licenced Credit Broker, this means that we introduce customers to Nouveau Finance who in turn then match customers to finance and other service providers for a fee.

We receive a fee for the introduction.

If you apply on one of our websites for a loan, Nouveau Finance will pass your details to their panel of Lenders or another Credit Broker or Affiliate. You will be matched according to your requirements.

Nouveau Finance also purchase data in a number of ways but always perform full due diligence on their partners to ensure that they Treat Consumers Fairly before a purchase.

If you do not wish for your data to be sold, please do not proceed with an application.

Nouveau Finance also offer a debt solution referral service. If you apply on one of our websites for a debt solution product we will pass your details to one of our trusted debt solution providers. You will be matched according to your requirements. Nouveau Finance will be paid a fee for the introduction by the debt solution provider.

Marketing?

You will receive direct marketing via SMS, telephone or email from Nouveau Finance and their partners if you have agreed to by giving your consent.

This will be in relation to your application and additional products and services Nouveau Finance feel maybe of interest based on your application.

If you no longer wish to receive marketing communication, you can choose to opt out using the opt out on every communication you receive. Using this page: https://www.wageme.com/opt-out.php or You can also email Nouveau Finance at any time at customers@nouveaufinance.co.uk

How can I update and access my information?

To update your information you may do so by emailing Nouveau Finance at customers@nouveaufinance.co.uk

You have the right of access to your personal data. You may complete a Subject Access Request to get a copy of your personal information.

Please email customers@nouveaufinance.co.uk

There will be no fee for Nouveau Finance to provide you with this information as long as it is not manifestly unfounded or excessive.

Why do you use Cookies?

Cookies cannot be used to identify you personally and are used to improve services for you, for example through:

See allaboutcookies.org or www.youronlinechoices.eu to learn more about cookies.

We use Google Analytics cookies to collect information about how visitors use our website and to help us ensure it is tailored to our customers’ needs and interests. These cookies only collect information in an anonymous form, including the number of website visitors and the pages visited. No personal information is collected or stored by Nouveau Finance. To opt out of being tracked by Google Analytics across all websites visit: http://tools.google.com/dlpage/gaoptout

Do we profile your information?

Nouveau Finance do limited profiling so that they can match your specific needs to the loan product you require. Their panel of lenders may carry out their own profiling.

To find out what information Nouveau Finance hold on you can write to them at customers@nouveaufinance.co.uk

How long do we store your data?

Nouveau Finance Limited store your data for up to six years after the last interaction.

WageMe.com Limited store your data for up to six years after the last interaction.

If your details are passed to a third party, they will have their own data processing policy and data retention policy.

You should contact the third party direct as to how they will treat your data.

What are my rights?

You have the following rights for your data:

For further information in relation your rights visit www.ico.org.uk

Will you transfer my personal data to a country outside the European Economic Area?

No.

Who can I write to get more information about this Privacy Policy?

Nouveau Finance Limited Office 9, Dalton House, 60 Windsor Avenue, London SW19 2RR

customers@nouveaufinance.co.uk

By accepting the Website Terms or by visiting (‘the Website’) you are accepting and consenting to the practices described in this Privacy Policy.

Last Updated May 2023