WageMe is rated 4.6/5 based on 449 reviews from Trustpilot in the last 12 months.

Yes you can at any time and it will be cheaper than your original repayment.

Pay Online? Go to: PayNow
Yes you can at any time and it will be quicker than applying on the main application page.

Go to: Reloan
No, Just a simple online application needed.
If you an affiliate and would like to promote our products or services, email us: dean.affiliates@wageme.com
Most customers get the cash deposited into their bank account on the very same day but some banks may take 24-48 hours to clear the funds.
We will not automatically reject your application due to a poor credit history. We consider every application on its own particular merits, taking into account all relevant factors; these factors will include the potential borrower's credit history, along with their employment history and other circumstances.
No, borrowing from us won't affect your credit rating unless you fail to repay on the agreed due date. All we ask is that you repay your loan on time.
We need your name and current address, what you do for a living, some details about your income, your bank details, your email address and a contact phone number. That's it!
Yes, you need to have your own UK bank account with an active debit card.
Just a normal debit card transaction using your debit card is fine.
You don't have to repay your loan until your next payday. Normally it's up to 35 days from the date you are accepted for your loan. On your next payday we will collect a single payment from your debit card. We ask that you make sure you have enough funds on that day to make the payment.
We charge £12 for every £50 you borrow for a period of 30 days. Representative: 1,212.3% APR - Representative Example: Loan Amount: £100 for 35 days, Interest: £28, Interest rate: 292%pa (fixed), One total repayment of: £128 Representative 1,212.3% APR.
In accordance with the requirements of Part 4 of the Payday Lending Market Investigation Order 2015, effective from 13 August 2016, Mr Lender must ensure that we provide our customers with a summary of the cost of borrowing. This summary is made available to you when:

You settle the balance of your loan with us; or
Your account with us is closed as a result of default or forbearance; or
Three months have passed since you last made a payment to us and we have not closed your account.


Your summary is made available to you at the latest within one working day of the event described above taking place and you will receive a notification email informing you of this.
Struggling with your payday loan repayments?
If you are unable to make the loan repayment of your loan please call us. If you don’t make us aware of your financial circumstances and you miss a payment or default on your loan, you may incur additional charges. If you default on your loan this could also have a negative impact on your credit score, which could make it more difficult for you to borrow in the future. There are a number of things you can do for yourself, or with our help if you’re falling behind on your repayments:

You can see what repayments you’ve missed and what repayments are still due by logging into your personal login area.
You can catch up on part (however small) or all of your missed repayments online using your debit card
Give us a call on 02079930742 to tell us about your circumstances and set up a new, affordable, repayment plan
If at any time you want free, independent financial advice there are a number of organisations that can help you. We’ve listed them below.

Free Debt Advice

Debt advice and assistance can be obtained free of charge from several organisations including:

• National Debtline – phone 0808 808 4000 – visit www.nationaldebtline.org 


• StepChange Debt Charity – phone 0800 138 1111 – visit www.stepchange.org 


• Citizens Advice – visit www.citizensadvice.org.uk 


• Direct Legal Service – visit www.clsdirect.org.uk 


• Money Advice Service – phone 0300 500 5000 – visit www.moneyadviceservice.org.uk