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Representative APR of 79.5% (variable) .

There are many direct lenders to choose from, as such, there are many alternatives to Sunny payday loans. Different lenders have different charges, rates, and most importantly, different products to choose from. Sunny payday loans are cash advances that do not charge fees, quick and easy application. They also charge a daily rate like every direct lender in the market place. Daily charges means you pay for until your you pay off the loan and there are early payment charges. Sunny Payday Application found here.

Approval / Acceptance

Acceptance from Sunny payday lender or other direct lenders are mostly displayed online, via SMS or email. Always keep an eye on your inbox as you may be approved faster than you expected if everything tallies up and accurate.

These short-term loans can help you with fewer charges applied during or at the end of your fixed term. There may be late charges we advise you to read your SECCI and loan agreement before you commit. Loan applications are relatively simple to fill out and common throughout most lenders. Personal, employment, financial details are always required. Most importantly, your affordability will be questioned in stage 1 and then more in-depth after approval.

If you are struggling with your debts and require assistance. You can speak to the companies below, free of charge.