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As shown on your ID, No Short names are allowed
As shown on your ID, No Short names are allowed

Representative 49.9% APR. Example: Amount of credit: £1,200 for 18 months at £90.46 per month. Total amount repayable of £1,628.28 Interest: £428.28. Interest rate: 49.9% pa (variable). 49.9% APR Representative. Rates from 45.3% APR to 1721% APR - we provide a no obligation quote, your APR will be based on your personal circumstances. The minimum repayment period for any loan will be 90 days from the date the loan is issued. The maximum repayment period is 3 years.

The fundamental point is to make sure that you always use payday loan companies online - not brokerages.

An online company has fewer overheads than lenders with shop fronts, or commercial high street banks, as well as ensuring a speedy decision and intuitive application process.

The advantage of finding a company online is that you can also compare their rates against other lenders without feeling pressured over the phone, or mis-sold by a middle man.

Using a loan brokerage inevitably results in higher interest rates, hidden extras, or unforeseen surcharges. Essentially, as you have a lender offering a product at a given interest rate, the only way for a brokerage to generate income themselves is to supplement the rates, or introduce additional costs over and above the headline offerings.

With the APR of payday loans almost universally at a higher rate than longer term secured borrowing, it pays to cut out any intermediaries attempting to cash in on part of the action, and save yourself some of your hard earned income too.

It should be clear to street smart borrowers with cash flow problems to alleviate until payday, that the most sensible and financially low impact solution is to use payday loan companies online - not brokerages, to ensure the best rates and lowest overall cost.

The more knowledgeable customer can benefit from lower APRs, and more informed borrowing by selecting specialist companies with a direct link from lender to end user.

By completing an online application process you can take advantage of quick to instant decisions, with transparent information gathering, and no pushy sales people on the phone. Representative: 49.9% APR.

If you have a requirement for immediate lending to assist with cash flow problems or emergency money requirements, you can avoid the pitfalls of hidden extras and opaque interest rates by going direct to a payday loan supplier. With a bit of simple financial advice you can select the right payday company on the internet, and not pay over the odds.

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