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As shown on your ID, No Short names are allowed
As shown on your ID, No Short names are allowed

1294.1% APR Representative Example: Borrow: £300 for 90 days Interest: £144.06 Total to repay: £444.06 Repay in 3 instalments of £148.02 each. Annual interest 274% (variable). Representative 1294.1% APR.

Everyone needs money to survive in this country; lately however more and more people have been finding it difficult to get their hands on enough money to smoothly run their lives.

The reason why this is the case is because of unfriendly economic conditions that have been an everyday reality over the past few years.

One major problem that resulted from these unfavourable economic conditions is damaged credit. Before it all started, a good number of Britons had borrowed money from various financial institutions for a wide range of reasons including starting businesses; buying houses just to mention a few.

In addition to this, there is the issue of unpaid credit card bills that accumulated over the years, further damaging credit.

The biggest problem with having a bad credit history is that one can simply not access any more credit even during emergencies.

Financial emergencies are in fact a reality of life, every now and then and more specifically in today’s economy, a person is likely to find themselves in a situation that requires financial attention as a matter of urgency.

A bad credit history means that you cannot find a guarantor for a loan. The good news however, is that there is a solution in the form of payday loans.

Payday loaning is probably the simplest and most straightforward form of loaning. The complex procedures that are characteristic in the banking industry do not apply here.

Payday loans no guarantor have minimum requirements that the borrower should meet and these are: one needs to be 18 years of age or older and also have proof of income.

Consumers can borrow up to £400 pounds for a period of approximately one month without having to bring in a person to guarantee the lender that the loan will be repaid.

Obviously, if a person has a bad credit history it would be quite difficult to find anyone who is willing to stand as a guarantor.

Payday loans no guarantor will definitely prove very helpful in times of financial emergencies. This is so because lenders usually approve applications and provide the necessary funding within 24 hours. Repaying a payday loan on time can also improve one’s credit standing.

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